Sunscreen for Identity Theft

identity theft
I keep meeting more and more clients who have been affected by identity theft.

So before you head out of town this summer, add an extra-layer of protection — not just to your skin, but also to your personal and financial identification.

BEFORE MEASURES

  1. Be Private Not Social – Do not share any personal information such as your address, phone numbers, social security number, birthdate or birth place on social networks. And beware of email scams, especially when they ask for personal information via email. Do not give it out.
  2. Shred It – Keep a shredder wherever you go through papers in your home such as bills, receipts, junk mail, computer printouts and destroy all documents that you do not need if they contain any personal information.
  3. Don’t Skimp On Your Passwords – Ensure you utilize strong passwords changing them periodically. If you can, use 12 characters with a combo of numbers, capital letters and symbols. You can even make them memorable and goofy like: ofcorziamJMH.
  4. Don’t Leave Your Mailbox Unattended – Especially during vacation time. Request to hold your mail at your local Post Office or ask a trusted neighbor to collect it for you.
  5. Look It Over – I know everyone is pressed for time but make it a habit to look over your bank and credit card statements. Be aware of activity that you didn’t take.

AFTER MEASURES

If someone was able to steal your identity, act swiftly and here’s what to do:

  • Go right to the three credit reporting companies – Equifax, TransUnion and Experian and place a fraud alert on your account. They are active for 90 days; after that, you will have to reactivate the alert if you still feel it is necessary.
  • File a local police report.
  • File an Identity Theft Report on the Federal Trade Commission’s website at www.consumer.ftc.gov.
  • Contact your bank, credit card companies and loan companies to place a fraud alert on your account or close your existing accounts.

TIP – While packing for a summer trip, copy everything in your wallet both front and back. Keep this hard copy somewhere safe and/or scan this to your computer and/or photograph it on your phone. This way if you lose your purse or someone snatches your wallet, you will now have the information and know who to call for replacements and cancellations as in the “After Measures” protection above.

Did You Know? – If a thief gets your pocketbook you should change the locks on your home to be on the safe side because he can get your address from your identification.

Visit POSSE Partners LLC for more information on helping you organize and secure your vital documents.

www.POSSEPartnersllc.com 

Jean Marie Herron is a professional organizer and the owner of POSSE Partners, LLC. Since 2005 POSSE has specialized in residential organizing with private clients. Additionally, Jean Marie presents her “Clutter Corrals™”, informative workshops and classes on many home organizing topics. She is a Golden Circle Member of the National Association of Professional Organizers (NAPO) and the Director of Associate Membership for NAPO-Northern New Jersey.

Posted in Organizing, RSM's Moving Words of Wisdom

Testimonials

"When my aging mother needed to relocate from NJ to FL RSM™ took care of every necessary task from family distributions, donations, and fix-ups! Bernadette Flaim’s home staging expertise made the MLS photos beyond attractive for this older, single-bedroom condo. There were several other apartments for sale in the same building for over a year. My unit received 4 offers in two weeks; 2 over asking price and one for cash. I realized this was not typical for property in my market area but, rather, the outstanding organizing, staging and selling skills of the ReadyStageMove™ Team.

Thank you so much!”

Dorothy D.
Tarpon Springs, FL

2015-12-15T18:02:12-04:00

Dorothy D.
Tarpon Springs, FL

"When my aging mother needed to relocate from NJ to FL RSM™ took care of every necessary task from family distributions, donations, and fix-ups! Bernadette Flaim’s home staging expertise made the MLS photos beyond attractive for this older, single-bedroom condo. There were several other apartments for sale in the same building for over a year. My unit received 4 offers in two weeks; 2 over asking price and one for cash. I realized this was not typical for property in my market area but, rather, the outstanding organizing, staging and selling skills of the ReadyStageMove™ Team. Thank you so much!”

"I have had the good fortune of working with Bernadette Flaim and Jean Marie Herron of Ready Stage Move on countless home preparation, staging, and listing projects.  Not only are they absolute professionals in their respective fields, but they are personally delightful to work with and ensure that the process runs smoothly.  Every property listing in which their services were utilized sold at a higher price and more quickly than other properties on the market.  I cannot recommend them highly enough!"

Harold Bill Graber
Broker Associate
ReMax Villa Realtors

2016-05-16T17:10:05-04:00

Harold Bill Graber
Broker Associate
ReMax Villa Realtors

"I have had the good fortune of working with Bernadette Flaim and Jean Marie Herron of Ready Stage Move on countless home preparation, staging, and listing projects.  Not only are they absolute professionals in their respective fields, but they are personally delightful to work with and ensure that the process runs smoothly.  Every property listing in which their services were utilized sold at a higher price and more quickly than other properties on the market.  I cannot recommend them highly enough!"

“When ReadyStageMove™ came to my client’s home for a “Walk & Talk” recently, this was the first time I had worked with them, so I really didn’t know what to expect. What I did know was that this home needed some organizing and staging help before I was ready to put it on the market. I recommended to the client to hire RSM™ for their Walk & Talk. They agreed and Jean Marie and Bernadette professionally and non-judgmentally went through the house with me and the homeowners. Once the consultation was complete, the ReadyStageMove™ Team put together a thorough, detailed and easy to follow “List of Recommendations.” This document became my client's master checklist, using it as a guide to getting their property decluttered and attractively staged, before the Open House. My clients chose to do all the work themselves following all of RSM’s suggestions and recommendations. I was pleased to report that the house sold quickly and for top dollar!”

Sharon Siracusa
Better Homes and Gardens
Rand Realty
Wyckoff Office
646 Wyckoff Ave.
Wyckoff, NJ 07481

 

2016-06-07T17:50:11-04:00

Sharon Siracusa
Better Homes and Gardens
Rand Realty
Wyckoff Office
646 Wyckoff Ave.
Wyckoff, NJ 07481

 

“When ReadyStageMove™ came to my client’s home for a “Walk & Talk” recently, this was the first time I had worked with them, so I really didn’t know what to expect. What I did know was that this home needed some organizing and staging help before I was ready to put it on the market. I recommended to the client to hire RSM™ for their Walk & Talk. They agreed and Jean Marie and Bernadette professionally and non-judgmentally went through the house with me and the homeowners. Once the consultation was complete, the ReadyStageMove™ Team put together a thorough, detailed and easy to follow “List of Recommendations.” This document became my client's master checklist, using it as a guide to getting their property decluttered and attractively staged, before the Open House. My clients chose to do all the work themselves following all of RSM’s suggestions and recommendations. I was pleased to report that the house sold quickly and for top dollar!”